Terms of Service

Last updated: January 15, 2025

Welcome to CreditAmend.com. By accessing or using this website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Site.

1. Use of the Site

CreditAmend.com provides educational content about credit repair, credit building, and consumer rights under federal law. You may use the Site for your personal, non-commercial reference.

You agree not to:

  • Reproduce, distribute, or republish our content without written permission
  • Use automated tools to scrape or harvest content from the Site
  • Misrepresent your identity or provide false information in any forms
  • Use the Site for any unlawful purpose

2. Educational Content Disclaimer

All content on CreditAmend.com is provided for educational and informational purposes only. Our content:

  • Is not legal advice and should not be treated as such
  • Is not financial advice from a licensed professional
  • Does not create an attorney-client or fiduciary relationship
  • May not reflect the most recent legal developments at all times

While we strive for accuracy and cite federal statutes in our content, laws and regulations change. We encourage you to verify information and consult qualified professionals for advice specific to your situation.

3. Lead Capture and Contact Forms

When you submit information through our forms, you consent to being contacted by CreditAmend.com and/or our vetted credit repair partners regarding your inquiry. You can opt out of communications at any time by contacting us at info@creditamend.com.

4. Intellectual Property

All content on CreditAmend.com — including text, graphics, SVG illustrations, charts, and design elements — is the property of CreditAmend.com and is protected by copyright law. You may not reproduce, modify, or distribute our content without prior written consent.

Legal statutes and government publications cited in our content are public domain and are not claimed as our intellectual property.

The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of external websites. Linking to a third-party site does not imply endorsement.

6. No Guarantees

Credit repair results vary by individual. We make no guarantees regarding:

  • Specific credit score improvements
  • The removal of any particular item from your credit report
  • Outcomes of credit bureau disputes
  • Approval for any credit product, loan, or mortgage

Results depend on your specific circumstances, the nature of the items on your report, and many other factors.

7. Limitation of Liability

CreditAmend.com and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of (or inability to use) the Site or reliance on its content. The Site is provided "as is" without warranties of any kind.

8. Indemnification

You agree to indemnify and hold harmless CreditAmend.com from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

9. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States.

11. Contact

For questions about these Terms, contact us at: